Tata Retirement Savings Fund Conservative Plan Direct Growth

Scheme code: INF277K01QM5 NAV value: ₹ 36.2609 NAV date: 7 May, 2025

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Summary

Duration	Min (%)	Max (%)	Average return (%)	Category average return (%)
1 year	4.80	17.98	13.32	20.32
3 year	6.55	11.03	8.25	13.44
5 year	6.44	12.02	8.91	12.17
7 year	7.80	12.04	9.60	11.88
10 year	8.49	10.79	10.02	13.02
12 year	9.86	10.31	10.08	13.49

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-4.56	37.53	15.59	13.32
3 year	6.28	33.32	15.79	8.25
5 year	3.54	26.02	13.5	8.91
7 year	3.33	15.62	11.71	9.6
10 year	3.49	17.22	10.6	10.02
12 year	3.07	16.17	10.84	10.08
15 year	6.95	15.66	10.88

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-6.1	44.02	17.85	13.32
3 year	6.56	32.12	15.89	8.25
5 year	3.67	26.2	13.34	8.91
7 year	3.8	15.42	11.89	9.6
10 year	3.8	18	11.04	10.02
12 year	3.63	16.86	11.23	10.08
15 year	7.01	16.36	11.2

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-6.49	46.37	19.17	13.32
3 year	7.68	33.37	17.29	8.25
5 year	3.4	27.63	13.8	8.91
7 year	3.76	16.01	12.11	9.6
10 year	3.56	16.94	10.91	10.02
12 year	3.31	16.54	11.04	10.08
15 year	6.56	16.42	10.97

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.69	47.75	19.78	13.32
3 year	8.04	34.46	18.27	8.25
5 year	3.37	28.64	14.21	8.91
7 year	3.97	16.42	12.41	9.6
10 year	3.53	17.72	11.22	10.02
12 year	3.1	16.97	11.31	10.08
15 year	6.68	16.96	11.22

Rolling return for 1 year

- Average return: 13.32% - Median return: 14.24% - Average standard deviation: 1.55

Rolling return for 3 year

- Average return: 8.25% - Median return: 8.23% - Average standard deviation: 0.53

Rolling return for 5 year

- Average return: 8.91% - Median return: 9.09% - Average standard deviation: 0.31

Rolling return for 7 year

- Average return: 9.6% - Median return: 9.08% - Average standard deviation: 0.23

Rolling return for 10 year

- Average return: 10.02% - Median return: 10.11% - Average standard deviation: 0.14

Rolling return for 12 year

- Average return: 10.08% - Median return: 10.06% - Average standard deviation: 0.14

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)
1 year	12,00,000	12,64,102	64,102	5.35
3 year	36,00,000	40,56,976	4,56,976	4.07
5 year	60,00,000	74,42,192	14,42,192	4.40
7 year	84,00,000	1,15,08,263	31,08,263	4.60
10 year	1,20,00,000	1,90,55,481	70,55,481	4.73
12 year	1,44,00,000	2,55,68,528	1,11,68,528	4.90

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Average return (%)	Fund's return (%)
1 year	4.97	5.35
3 year	7.31	4.07
5 year	7.48	4.4
7 year	6.39	4.6
10 year	5.96	4.73
12 year	6.11	4.9

NIFTY 100

Duration	Average return (%)	Fund's return (%)
1 year	5.27	5.35
3 year	7.48	4.07
5 year	7.46	4.4
7 year	6.41	4.6
10 year	6.17	4.73
12 year	6.32	4.9

NIFTY 200

Duration	Average return (%)	Fund's return (%)
1 year	5.62	5.35
3 year	8.24	4.07
5 year	7.88	4.4
7 year	6.62	4.6
10 year	6.24	4.73
12 year	6.38	4.9

NIFTY 500

Duration	Average return (%)	Fund's return (%)
1 year	5.67	5.35
3 year	8.72	4.07
5 year	8.23	4.4
7 year	6.82	4.6
10 year	6.47	4.73
12 year	6.6	4.9

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,64,102 - Absolute Returns: ₹64,102 - CAGR: 5.35%

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹40,56,976 - Absolute Returns: ₹4,56,976 - CAGR: 4.07%

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹74,42,192 - Absolute Returns: ₹14,42,192 - CAGR: 4.4%

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,15,08,263 - Absolute Returns: ₹31,08,263 - CAGR: 4.6%

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹1,90,55,481 - Absolute Returns: ₹70,55,481 - CAGR: 4.73%

SIP return for 12 year

- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹2,55,68,528 - Absolute Returns: ₹1,11,68,528 - CAGR: 4.9%